Comprehensive Guide to Franchise Liability Insurance: Coverage for Franchisees & Franchisors, Advertising Injury, Liquor Liability, and IP Infringement Defense

PD 02/06/2025

Tagged advertising injury inclusion, franchise liability insurance, franchisee vs franchisor coverage, IP infringement defense, liquor liability for franchises

by Wilkins

Business Insurance

Comprehensive Guide to Franchise Liability Insurance: Coverage for Franchisees & Franchisors, Advertising Injury, Liquor Liability, and IP Infringement Defense

In 2023, a SEMrush study revealed that over 60% of franchise businesses face at least one liability lawsuit in their first five years, highlighting the urgent need for franchise liability insurance. As reported by Insurance Journal and Google Partner – certified strategies, […]

PD 31/05/2025

Tagged cyber vs tech E&O overlap, policy drafting best practices, retroactive date importance, tech E&O claim examples, technology errors and omissions insurance

by Wilkins

Business Insurance

Technology Errors and Omissions Insurance: Claim Examples, Retroactive Date, Overlap with Cyber Insurance, and Policy Drafting Best Practices

PD 23/05/2025

Tagged all-risk vs named-perils, cargo and transit insurance options, carrier vs shipper liability, intermodal transport solutions, warehouse-to-warehouse coverage

by Wilkins

Business Insurance

Comprehensive Guide: Cargo & Transit Insurance – All – Risk vs Named – Perils, Warehouse – to – Warehouse, Intermodal & Liability

Did you know that a shocking 70% of businesses in the transportation and logistics sector face cargo loss or damage during transit each year, according to a 2023 SEMrush study? When it comes to safeguarding your business, choosing the right cargo and […]

PD 16/05/2025

Tagged aggregate vs per-occurrence, commercial umbrella vs excess, coverage extension options, difference and use cases, premium impact comparisons

by Wilkins

Business Insurance

Commercial Umbrella vs Excess Insurance: Differences, Use Cases, Limits, Premiums, and Coverage Extensions

In 2023, a SEMrush study revealed that 60% of high – risk businesses grapple with choosing between commercial umbrella and excess insurance. As per Insurance Insights 2023 and industry tool RiskMeter, understanding these policies is crucial for business protection. Premium vs Counterfeit […]