Business Insurance

Comprehensive Guide to Alcohol Liability (Dram Shop): Statutes, Liability Types, Defense Costs & Minimum Limit Recommendations

In the US, alcohol – related lawsuits can be a costly nightmare for businesses and individuals. A SEMrush 2023 Study shows over 20% of personal injury lawsuits involve alcohol incidents where dram shop laws apply. According to the Legal Information Institute and […]

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Business Insurance

Builders Risk Insurance: Comprehensive Guidance on Course of Construction Coverage, Soft Costs, Delay Protection, and Liability Exposure

Builders risk insurance is a must – have for construction projects, protecting against a multitude of costly risks. A SEMrush 2023 Study shows around 30% of construction projects face major financial losses from unforeseen events. According to a .gov study, severe weather […]

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Business Insurance

Comprehensive Guide: Workers Comp vs General Liability, Premium Audit, Safety Programs, Return – to – Work, and Injury Prevention

In 2022, the average workplace injury cost a staggering $44,000 (SEMrush 2023 Study, Bureau of Labor Statistics), underscoring the urgent need for businesses to invest in the right insurance and safety measures. This comprehensive buying guide compares workers’ comp vs general liability […]

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Business Insurance

Architects’ Professional Liability: E&O Claim Scenarios, Coverage Limits, Standards & Risk Transfer Techniques

In today’s litigious construction industry, architects face a high risk of E&O claims. A 2023 SEMrush study and industry standards highlight the importance of professional liability for architects. Premium Architect Professional Liability Insurance is a must – have, offering better protection than […]

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Business Insurance

Trade Credit Insurance: Understanding Basics, Risks, Credit Limits, Premiums, and Loss Recovery

In today’s volatile global market, trade credit insurance is a must – have for businesses. According to the ICC and industry experts at Risk Management Solutions, it protects against non – payment of commercial debt and maintains cash flow. But did you […]

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