Business Insurance

Comprehensive Guide to Alcohol Liability (Dram Shop): Statutes, Liability Types, Defense Costs & Minimum Limit Recommendations

In the US, alcohol – related lawsuits can be a costly nightmare for businesses and individuals. A SEMrush 2023 Study shows over 20% of personal injury lawsuits involve alcohol incidents where dram shop laws apply. According to the Legal Information Institute and […]

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Business Insurance

Comprehensive Guide to Key Person Insurance Planning: Integrating Executive Bonus Strategies, Protecting Business Loans, and More

Looking for a comprehensive key person insurance buying guide? You’re in the right place! According to a National Association of Insurance Commissioners survey, 71% of small businesses rely heavily on one or two key people. US authorities like Insurance.com and McKinsey & […]

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Business Insurance

Mastering Professional Liability (E&O) Policies: Retroactive Date Strategy, Tail vs Prior Acts, Policy Limit Selection & Risk Management Best Practices

In today’s business world, professional liability (E&O) policies are a must – have. A SEMrush 2023 Study shows the market is growing 5.9% yearly, highlighting their importance. According to industry benchmarks, many claims in sectors like accounting and engineering surface years after […]

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Business Insurance

Maximizing Business Protection: A Deep Dive into Umbrella Policy Integration, Drop – Down Triggers, and More

In today’s volatile business world, protecting your company from liability risks is crucial. A SEMrush 2023 study reveals that 70% of small businesses face at least one lawsuit in their lifetime. An Insurance Industry Report 2024 emphasizes the importance of a comprehensive […]

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