commercial umbrella vs excess – Corporate

PD 11/05/2025

Tagged aggregate vs per-occurrence, commercial umbrella vs excess, coverage extension options, difference and use cases, premium impact comparisons

by Wilkins

Business Insurance

Commercial Umbrella vs Excess Insurance: Differences, Use Cases, Limits, Premiums, and Coverage Extensions

In 2023, a SEMrush study revealed that 60% of high – risk businesses grapple with choosing between commercial umbrella and excess insurance. As per Insurance Insights 2023 and industry tool RiskMeter, understanding these policies is crucial for business protection. Premium vs Counterfeit […]

PD 21/02/2025 by Wilkins

Tagged CMS star rating integration, hospital quality comparison tools, NCQA vs J.D. Power scores, provider quality ratings use, provider satisfaction surveys

Comprehensive Guide to Provider Quality Ratings: NCQA vs J.D. Power, CMS Star Ratings & Hospital Comparison Tools

PD 21/02/2025 by Wilkins

Tagged aggregate vs per-claim triggers, claim reporting procedures, employment practices liability (EPLI), harassment claim defense costs, retention selection

Employment Practices Liability Insurance: Navigating Harassment Claim Defense Costs, Triggers, Retention, and Reporting

PD 23/02/2025 by Wilkins

Tagged business umbrella policy integration, drop-down coverage triggers, excess layer structuring, self-insured retention options, underlying policy gap analysis

Maximizing Business Protection: A Deep Dive into Umbrella Policy Integration, Drop – Down Triggers, and More

PD 23/02/2025 by Wilkins

Tagged policy limit selection, professional liability (E&O) policies, retroactive date strategy, risk management best practices, tail vs prior acts coverage

Mastering Professional Liability (E&O) Policies: Retroactive Date Strategy, Tail vs Prior Acts, Policy Limit Selection & Risk Management Best Practices